I have written out the duties that I used for the Job Description and can hand out at this meeting.
Also, maintaining the membership listing is important and the passing of the paid members to Steve for his means of sending out emails to the members to keep them informed.

I find Wells Fargo a little slow in dealing with things, but maybe Oscar can make up his own mind and decide whether to keep them or switch to another bank. One thing to keep in mind is that we have a CD with Wells which matures in early March 2015. Maybe that could be the decision point to continue/or switch to another bank. By the way that is approximate date for the CD held with Bank of America.

My recommendation on the CD's whether you keep Wells or not is to maybe ladder the maturity dates. Have one with a maturity date of 6 months and the other bank 12 months. You may not get the best rate from the 6 month bank, but if OHA should need to gain access to the money they don't have to wait a full year and also not suffer a penalty charge if cancelled before maturity.

The Board can decide that once they have determined what activities are planned for 2015 and what these activities will probably cost. They can factor these issues into the overall budget for 2015 and see if there will be a need to draw down on either CD. This is all predicated on getting the same number of members in 2015 as 2014, or hopefully more. Maybe a match of the membership in OHA and Next Door may give you an opportunity to get those Next Door members to join OHA. I believe you already have a captured audience if they are happy with Next Door.

It sounds like the Logo and Trade names will be new and not expenses we have incurred previously. I will update the financials from August thru October for this meeting.